Pickford Law represents individuals who have filed Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) claims with the Social Security Administration (SSA) and been denied.
We believe everyone who is capable of working for a living is better served financially, emotionally and mentally. However, when circumstances make you incapable of performing full-time work, you are reclassified as one with “disability”. Dealing with this new and often overwhelming reality and process can be frustrating, and even depressing. Pickford Law takes on that burden and helps you in all aspects of your disability claim.
Here are some things all new disability claimants should know:
- Generally, when you apply for disability through the Social Security Administration, an application for both Social Security Disability (SSDI) and Supplemental Security Income (SSI) is filed.
- Social Security Disability (SSDI) is similar to an insurance policy. You must be insured in order to be eligible for SSDI. Insured means that you have earned a certain amount of quarters of coverage, depending on your age.
- As long as you are working, earning and paying monies into the trust fund (much like paying insurance premiums), then you are insuring yourself and certain family members to receive benefits when you become disabled according to SSA’s definition.
- In order to meet SSA’s definition of disabled, you must NOT be able to engage in any substantial gainful activity (SGA) because of a medically-determinable physical or mental impairment(s):
- That is expected to result in death, or
- That has lasted or is expected to last for a continuous period of at least 12 months.
- Supplemental Security Income (SSA) is a disability program intended to help individuals who are not insured for Social Security disability. In other words, SSI disability is based upon need (not insured status). Those individuals who have not worked, who have worked very little, who have worked in the past but are no longer currently insured for Social Security disability, and children may be eligible for this needs-based program.
If you need help appealing a denial, applying for SSDI and SSI, or you are simply considering whether you should apply for benefits call us today at 901-424-1920.